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What is an Annual Percentage Rate (APR)? The Annual Percentage Rate (APR) is the yearly interest percentage of a loan, as expressed by the actual rate of interest paid. This rate includes the loan interest rate plus any points, loan origination fee and any other loan- officer-related costs. The APR allows you to compare quotes of different lenders.

How will I know if my loan has been approved? A loan officer will contact you within 24 business hours of your application.

How do I contact the bank if I don't hear from them? We can be reached at 1-800-252-6246, option #2.

When will I get the money? As soon as your loan is approved, the money will be available in a few short days.

How is my payment calculated on my line of credit? AnchorLine = 3% of the unpaid balance.

How much will you lend unsecured? A maximum of $10,000 can be loaned per household.

What is auto pay? The monthly payments for the loan are electronically transferred from a checking or savings account on the due date each month.

Does auto pay have to come from an AnchorBank, a division of Old National Bank, checking account? No, we are able to transfer the payment from any account you specify; however, we do offer competitive checking accounts to our customers.

Is there a penalty for prepaying, paying more or early pay-off? No, extra payments can be presented at any time.

Can I pay extra on my loan? Will it go to principal? Yes, extra payments can be applied at any time to principal.

Do you offer payment protection on loans? Yes, we offer payment protection plans on all of our loans in single and joint coverage, if applicable (available for purchase through age 65).

What is an unsecured loan? It is a loan where no collateral is presented to secure the loan.

Will my loan be sold? No, we service all of our loans locally.

Can I go to any AnchorBank, a division of Old National Bank, for help? Yes, all branches are connected to the same database. 

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