Rates
Savings Rates
Home Equity Line of Credit Loan Rates
Personal Loan Rates
Vehicle Loan Rates
Credit Card Rates
Business Loan Rates
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    Personal Loan Rates 

    Rates based on using Anchor automatic payment plan. APR = Annual Percentage Rate.

    Rates are subject to change at any time.

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    Unsecured Loan
     
    APR as low as*
    (%)
     

    Term

    Min. Loan
    ($)
     
    Max. Loan
    ($)
     
    Monthly Payment** 
    Unsecured Loan (Under $2,000)
    12.99%

    12 months

    $1,000
    $1,999

    $ 89.32

    Unsecured Loan (Under $2,000)
    12.99 %

    24 months

    $1,000
    $1,999
    $ 47.54
    Unsecured Loan (Over $2,000)

    10.75 %

    24 months

    $2,000

    $10,000

    $ 46.50

    Unsecured Loan (Over $2,000)

    10.75 %

    36 
    months

    $2,000

    $10,000

    $ 32.62

    Unsecured Loan (Over $2,000)

    10.75 %

    48 months

    $2,000

    $10,000

    $ 25.73

    Unsecured Loan (Over $2,000)

    10.75 %

    60
    months

    $2,000

    $10,000

    $ 21.62

    DetailsPayment Calculation  APR is Annual Percentage Rate.  All rates include a 0.25% reduction for electronic payments from an AnchorBank checking account.  APR may increase after loan closing if electronic payments are discontinued.  Rates vary by the amount of the loan and your credit score.  Normal underwriting guidelines apply. *Rates shown based on Level 1 credit.   **Monthly payment is based on payment per $1000 for term and rate shown above.

     
    Unsecured Line of Credit
     
    APR as low as*
    (%)
     

    Term

    VPR (Variable Periodic Rate)  as low as*
    (%)
    Min. Loan
    ($)
     
    Max. Loan ($)  
    Monthly Payment 

    Anchorline Line of Credit (Unsecured)

    9.90 %

    60 months

    Prime + 5.9%

    $5,000
    $10,000
    3% of the outstanding balance

    Details. The Annual Percentage Rate (APR) and Variable Periodic Rate (VPR) will vary with Prime. {“Prime” means the prime rate as published on the third to last business day of each month in the The Wall Street Journal (Midwest Edition)}.  The fully indexed variable rate for unsecured lines of credit is Prime + 5.9% to Prime + 8.9% (index plus margin) based on your creditworthiness.  As of today’s date, the APR is the rate shown in the rate table.  The APR and VPR may increase or decrease and will not exceed 17.9% or decrease below 9.9%.  Floor of 9.9% APR.  Annual fee after the first year is $25.  Normal underwriting guidelines apply.  *Rate shown based on Level 1 credit.

     
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