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"We", "our" and "us", when used in this notice, mean AnchorBank, fsb.
This is our privacy notice for our customers. When we use the words "you" and "your" we mean the following types of customers:
All of our customers who have a continuing relationship with us, such as:
- Deposit account
- Loan account
- Credit card account
- Safe deposit box
- Self-directed Individual Retirement Account
We will tell you the sources of the information we collect about you. We will tell you what measures we take to secure that information.
We first define some terms:
Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records. Hereafter, we will use the term "information" to mean nonpublic personal information as defined in this section.
A corporate family member is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.
A nonaffiliated third party is a person we do not employ or a company that is not a corporate family member. This is also known as a nonaffiliated third party, or simply, an "other party."
THE INFORMATION WE COLLECT
We collect information about you from the following sources:
- Information you give us on applications or other forms
- Information about your transactions with us
- Information about your transactions with other parties
- Information from a consumer reporting agency
- Information we receive as a result of verifying customer information
THE CONFIDENTIALITY, SECURITY, AND INTEGRITY OF YOUR INFORMATION
We restrict access to information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards to protect this information.
YOUR INFORMATION AND OTHER PARTIES
We will not disclose information about you to anyone except as disclosed in this policy or as permitted by law. Examples of this might include disclosures necessary to service your account or prevent unauthorized transactions.
INFORMATION ABOUT FORMER CUSTOMERS
We do not disclose information about former customers, except as permitted by law.
AUTHORIZED SHARING JOINT MARKETING
We may disclose the following information to other financial institutions with whom we have joint marketing agreements:
Information you give us on an application or other forms, such as:
We disclose the information listed above with other financial institutions with whom we have joint marketing agreements.
Types of Businesses
We may disclose the information pursuant to joint marketing agreements to the following types of businesses:
Financial services providers, such as:
- Mortgage, life and disability insurance providers
- Credit card issuers
Reasons for Disclosing
We may disclose information about you to our other financial institutions with whom we have joint marketing agreements to provide our customers with information about additional products and services.
IN CONCLUSION
You and the privacy of your information have always been important to us at AnchorBank. We hope this information has been helpful in understanding the steps we take to safeguard your information. If you have any questions, please feel free to call your local AnchorBank, call our TeleBranch at 1-800-25 ANCHOR, or email us.
CHILDREN'S ONLINE PRIVACY
Our Web site is not directed toward children who are under the age of 13, and we do not knowingly collect personal information from children under 13 years of age. On the outside chance that someone under 13 years of age fills out a form to request information and we have knowledge of it, we will consider that to be a one-time request and delete the information which is considered an exception to the Children's Online Privacy Protection Act Rule (COPPA).
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