|
Regular
Savings - Statement or Passbook
 |
MarketRate
Investment
|
MY® Account and Commodore MY® Account
|
Certificates
of Deposit
|
| Main Account Benefits |
Maximum convenience and liquidity |
Earn interest at market rates and
still have complete access to your savings. |
Competitive interest rate with complete
access to your funds via in-office transactions and checks |
Flexible terms of 42 days and up
give you options in rates and liquidity |
| Minimum deposit to open account |
$100 |
$2,500 |
$10,000 for MY® Account
$25,000 for Commodore MY® Account
|
As little as $500 - determined by
type of CD |
| Deposits and Withdrawals |
 |
Deposit or withdraw anytime with no loss of interest |
|
Two free check withdrawals per month |
|
ATM access with Statement Savings |
|
|
Unlimited in-office deposits and withdrawals |
|
Three free checks per monthly
statement* |
|
|
Unlimited in-office deposits and
withdrawals |
|
Three free checks per monthly
statement* |
|
|
Varies by product. See individual product descriptions
for details. |
|
| Interest Rate |
Click here for current rate |
Generally higher than regular savings
- Click here for current rate |
Generally higher than MarketRate Investment
- Click here for current rates |
Depends on type of CD - Click here
for current rates |
| Service Fee Policy |
|
No fee with $300 daily balance; $4 monthly fee applies when balance falls below $200. |
|
No monthly service fees for those under 18 |
|
ATM fees apply, if applicable |
|
No fee with $2,500 minimum balance; $8 monthly fee applies
when balance falls below $2,500. |
MY Account - No fee with $10,000 minimum balance; $10 monthly fee
applies when balance falls below $10,000.
Commodore MY Account - No fee with $25,000 minimum balance; $20 monthly fee applies when balance falls below $25,000. |
No service fee. |
| Statement Policy |
|
Choose passbook or easy-to-read statement |
|
Statements mailed quarterly (monthly when transactions
occur) |
|
ATM card holders receive statements |
|
Statements mailed quarterly (monthly when transactions
occur). |
Statements mailed quarterly (monthly when transactions
occur). |
Your certificate is your permanent record. Plus
receive a maturity notice. |
* Because the MarketRate
Investment Account, MY® Account and Commodore MY® Account are types of savings accounts, no more than six transfers are allowed per statement period. Three of the six transfers can be by check. |
