To view our basic checking accounts, including AnchorBank Free Checking and Totally E-Checking, click here.
|
Checking
Plus
 |
Admiral
Checking
|
Commodore Checking
|
High Interest Checking
|
| Amount required to open |
$100 |
$100 |
$100 |
$5,000 |
| Interest Rate |
Click here for current rate |
Click here for current rate |
Higher than usual – Click here for current rate |
Higher than usual – Click here
for current rate |
| Minimum balance to avoid monthly
service fees |
$1,000 in checking, $2,000 in any
other deposit account, $10,000 consumer loan balance or
an AnchorBank mortgage. Otherwise, $9 monthly fee and
$.35 per withdrawal. |
$10,000 in any single account, $20,000
in combined deposit balances, $20,000 consumer loan balance,
or $100,000 AnchorBank mortgage. Otherwise, $20 monthly
fee. |
$25,000 in any single account, $50,000 in combined deposits, or $200,000 in combined loan balances. Otherwise, $25 monthly fee. |
$1,000 in checking to avoid monthly fee. Otherwise, $10 monthly fee
and $.35 per withdrawal. Note: $5,000 in checking required to earn interest. |
| ATM Access |
 |
Free at AnchorBank ATMs |
|
Four free non-AnchorBank ATM withdrawals per calendar month; $1.50 charge for each additional withdrawal per month |
|
Surcharge-free at ATM ACCESS Network ATMs |
|
|
Free at AnchorBank ATMs |
|
Free, unlimited withdrawals at non-AnchorBank ATMS |
|
Surcharge-free at ATM ACCESS Network ATMs |
|
|
Free at AnchorBank ATMs |
|
Free, unlimited withdrawals at non-AnchorBank ATMS |
|
Surcharge-free at ATM ACCESS Network ATMs |
|
Non-AnchorBank ATM surcharges rebated |
|
|
Free at AnchorBank ATMs |
|
Four free non-AnchorBank ATM withdrawals per calendar month; $1.50 charge for each additional withdrawal per month |
|
Surcharge-free at ATM ACCESS Network ATMs |
|
| Bill Pay |
$4.95 per month for up to ten bills per month; $.50 charge for each additional bill per month |
Free |
Free |
$4.95 per month for up to ten bills per month; $.50 charge for each additional bill per month |
| Online Banking and Automated
Telephone Banking |
Free |
Free |
Free |
Free |
| Check Options – Note:
Checks available through Deluxe. |
|
Free sample pack of 25 checks. |
|
Safekeeping or imaged |
|
|
Unlimited free Admiral checks or 50% off designer styles |
|
Safekeeping or imaged |
|
|
Unlimited free Commodore checks or 50% off designer styles |
|
Safekeeping or imaged |
|
|
Free sample pack of 25 checks |
|
Safekeeping or imaged |
|
| Visa Debit Card |
No monthly fee |
No monthly fee |
No monthly fee |
No monthly fee |
| Visa Credit Card |
No annual fee with one purchase per
year – subject to approval. |
Platinum - No annual fee with one purchase per
year – subject to approval. |
Platinum - No annual fee with one purchase per year – subject to approval. |
Platinum - No annual fee with one purchase per
year – subject to approval. |
| Overdraft AccessSM |
$300 minimum available 45 days after
account opening. |
$300 minimum available 45 days after
account opening. |
$300 minimum available 45 days after account opening. |
$300 minimum available 45 days after
account opening. |
