|
Fixed
Rate Equity Loan
 |
3-
or 5-Year Balloon Home Equity Loan
|
Homeowners Equity Line of Credit
|
Refinance Express First Mortgage Loan
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| Ideal For: |
Homeowners who like the security of
knowing that their rate won’t fluctuate. |
Homeowners who want the security of
a fixed rate with the affordability of a smaller payment. |
Homeowners with $10,000-$500,000 in available equity who want current funds and the ability to access additional funds in the future. |
Homeowners who would like to refinance their first mortgages with a competitive rate on a shorter term at a low cost. |
| Amount You Can Borrow |
Up to 100% LTV ($5,000 minimum) |
Up to100% LTV ($10,000 minimum) |
Up to $500,000 ($10,000 minimum) |
$25,000-$125,000 |
| Term |
Up to 15 years |
3 or 5 years with option to renew. Payments calculated
up to 15 or 20 years, based on LTV. |
10-year draw period. |
Up to 12 years |
| Accessibility |
The full loan amount is available
at disbursement. |
The full loan amount is available
at disbursement. |
Access your account with special checks ($100 minimum) through online banking or over the telephone. |
The full loan amount is available at disbursement. |
| Equity Requirements |
This loan is available for 80%, 90% or 100% of the equity
in your home. |
This loan is available for 80%, 90% or 100% of the equity
in your home. |
You can borrow 100% of your home’s equity ($100,000 maximum at 100% LTV). |
You can refinance up to 80% of your home's equity. |
| Payment Information |
| At Maturity |
Paid off. |
Balance due or renewal at maturity. |
Balance due or renewal at maturity. |
Paid off . |
| Tax Deductible Interest |
Interest is tax deductible in most
situations. Talk to your tax advisor. |
Interest is tax deductible in most
situations. Talk to your tax advisor. |
Interest is tax deductible in most situations. Talk to your tax advisor. |
Interest is tax deductible in most
situations. Talk to your tax advisor. |
| Rates and Disclosures |
Click here for rates.
Click here for disclosures.
|
Click here for rates.
Click here for disclosures. |
Click here for rates.
Click here for disclosures. |
Click here for rates.
Click here for disclosures. |
| How to apply |
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