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Details. The Annual Percentage Rate (APR) and Variable Periodic Rate (VPR) will vary with Prime. {“Prime” means the prime rate as published on the third to last business day of each month in the The Wall Street Journal (Midwest Edition)}. The fully indexed variable rate for unsecured lines of credit is Prime + 5.9% to Prime + 8.9% (index plus margin) based on your creditworthiness. As of today’s date, the APR is the rate shown in the rate table. The APR and VPR may increase or decrease and will not exceed 17.9% or decrease below 9.9%. Floor of 9.9% APR. Annual fee after the first year is $25. Normal underwriting guidelines apply. *Rate shown based on Level 1 credit.
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