The Credit Analyst – II will conduct credit investigations, prepare and analyze financial statements and tax returns for detailed spreading; analyze routine credit information pertaining to commercial loan requests as well as consumer and residential loans to determine repayment capacity. Prepares credit memoranda for presentation to commercial loan officers and/or loan committees and Board of Directors; furnishes information in relation to credit inquiries; completion of Loan Reviews and Renewals; analyzes value and suitability of collateral; provides assistance to commercial loan officers as requested.
The bank will provide additional opportunities for training as requested from Florida Bankers, ABA, or RMA.
The candidate shall have a minimum of five years of credit underwriting experience, formal credit training from a company such as Omega Performance or comprehensive internal bank credit training programs all of which should include UCA (Uniform Credit Analysis), financial accounting for lenders, and commercial real estate lending analysis. including financial statement and tax return analysis skills.
Bachelor’s Degree. Business, finance, accounting major preferred, other majors with a business minor also acceptable; or equivalent experience.
We invite you to review our employee benefits flyer.
To apply, please submit your resume to HR@anchorbank.com.